REAL CUSTOMERS. REAL ISSUES.
- The mobile app for online banking disables the pinch-to-zoom feature, making it impossible for a woman with low vision to check her balance.
- A video has voiceover but no captions or transcript, so a deaf customer is unable to learn about the types of mortgages a lender offers.
- The help area of a bank website uses screenshots without alt text, so a customer who is blind cannot “see” what he is supposed to do to sign his account up for text message updates.
THE ADA & YOU
The Law: The Americans with Disabilities Act (ADA), Title III
First passed: 1990
Recent court decision: 2017
Applies to: “Places of public accommodation.” In the past, this was not interpreted to mean websites, but with the recent 2017 judgement against Winn-Dixie, we expect to see more litigation in this space.
Requires: Financial services organizations must provide accommodations for people with disabilities.
DIGITAL ACCESSIBILITY LITIGATION
At least 193 digital accessibility lawsuits were filed in federal court in August 2018, a 24% increase from July, with the Retail, Hotels, and Consumer Services sectors hit particularly hard. As in June and July, the vast majority of complaints were filed in two states:
MAKING FINANCIAL APPS ACCESSIBLE
Banking from home is one thing, but how great is it that we can trade stocks on the beach or manage a 401k while sitting in carpool, waiting for the kids to get out of school? Customers can manage their finances with a smartphone or tablet anywhere and anytime.
WHAT IS ACCESSIBILITY?
Digital accessibility refers to the ability of users with disabilities to effectively use information technology (IT) systems including websites, mobile or web-based applications, software, and hardware. Digital accessibility is generally concerned with ensuring that IT systems are designed in such a way that they interact appropriately with assistive technologies.
Assistive technologies can include:
- Screen readers, Braille keypads, or screen magnification software so users who are blind or low vision can read your content.
- Voice recognition software that helps those with mobility disabilities (even arthritis) navigate the web and type using only their voice.
- Head pointers and switch devices that allow those with more limited movement navigate without using their hands or a traditional mouse.
Some of our elders remember the days when a computer filled an entire room. Now, we have computers in our pockets. So many aspects of our lives are made easier by technology.
Yet, those with disabilities are often left out when hardware, software, websites, and apps are designed without a thought for their needs.
By some estimates, one in five people has a disability that affects their daily life. Having equal access to technology has a profound, enabling effect for people with disabilities.
RESOURCES TO DOWNLOAD
The last six months have brought a dramatic increase in litigation against financial institutions. With new actions against banks and credit unions launched on what seems like a daily basis, you’ve got to be wondering some things.
TALK TO AN EXPERT TODAY
Contact us today for a free, 30-minute consultation with an accessibility expert in the financial industry.
NOT ACCESSIBLE? THAT'S RISKY BUSINESS.
The #1 reason motivating most of our clients. (It's okay if that's what gets you in the door.) Nobody wants to be on the receiving end of a demand letter or lawsuit.
People with disabilities want to bank online and shop for a mortgage without wearing pants, too! Ignore accessibility and you ignore these customers.
Accessibility cases are also tried in the court of public opinion. Word spreads quickly in the community when an financial institution values accessibility—or doesn't.